Let me begin by telling you a personal story. I lost my husband in August of 2013, and then my mom in July of 2014. The year 2015 was a hard year - emotionally for me.
In July of 2015, my family (17 of us, my children, their spouses, and my grandchildren) went to Costa Rica. Every evening we all went to dinner together and sat at the same table - we broke bread together. Since we were international, they did not talk or text on their cell phones during dinner. As a result, we talked, all 17 members of my family engaged with one another in conversation. These evening meals were wonderful and truly the highlight of the trip.
When I came home, I was very depressed. I was very lonely on this trip because my beloved Larry was not with me. At the end of the day, all of my family went to their apartments and I went to mine, alone. I never knew being alone would be so hard.
As a widow, I am faced with being alone and making all my financial decisions by myself. From purchasing my property and casualty insurance, purchasing my first car by myself, my investments, my life insurance, my long-term care, and the list goes on and on. I do not like making these decisions by myself and I have reached out to advisors to help me.